Monmouth County First-Time Home Buyers Program
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Monmouth County
Buying a home in South Belmar, NJ
2 county programs and 19 statewide.South Belmar has no program of its own, 2 across Monmouth County, and 19 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to South Belmar
No program of South Belmar’s own yet
No program run for South Belmar alone is listed. A home in South Belmar can use Monmouth County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is Lakewood, about 11 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MonmouthAnywhere in Monmouth County
2 county programs2 county programs a South Belmar homebuyer can use
Income limits in Monmouth County
How programs here set their income limits
$140,600
County area median income, 4 people (HUD)HUD area median income, Monmouth County, 4-person household (2026)
22 of the 83 programs here set their income limit as a share of Monmouth County’s area median income, adjusted for household size. See the published limits for Monmouth County
Free help nearbyFree help near South Belmar
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
South Belmar questions
Does South Belmar have its own down payment program?
No program run for South Belmar alone is listed. A home in South Belmar can use the 2 programs that cover Monmouth County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in South Belmar?
1 of South Belmar’s 2 local and county programs accept condos. Monmouth County Habitat for Humanity Homeownership Program lists single family and 2-4 unit. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Monmouth County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Monmouth County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near South Belmar?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of South Belmar. Create a free account and take the 90-second match to see the ones near you.
Nearby in Monmouth
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.