Down-payment assistance
Habitat for Humanity of Salem County Homeownership Program
New construction · Income limits · single_family
Down payment assistance · Salem County
Buying a home in Carneys Point, NJ
1 Carneys Point program and 19 statewide.Carneys Point has 1 program of its own, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Carneys Point addresses
Carneys Point’s own program
The Carneys Point marketThe Carneys Point housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Carneys Point
- 67.4% single-familysingle-family
- 2.7% townhousetownhouse
- 6.5% 2–4 units2–4 units
- 20.9% 5+ unitscondo & apartment buildings (5+ units)
- 2.6% mobile & othermobile home & other
About condos. Carneys Point’s one local program does not list condos as eligible. Habitat for Humanity of Salem County Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Carneys Point’s homes were built
pre-19401970s2020+
80.4%
of Carneys Point homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$122,700
County area median income, 4 people (HUD)HUD area median income, Salem County, 4-person household (2026)
$77,273
Carneys Point median household incomeMedian household income in Carneys Point (Census, 2024)
20 of the 82 programs here set their income limit as a share of Salem County’s area median income, adjusted for household size. See the published limits for Salem County
Free help nearbyFree help near Carneys Point
9 HUD-approved counseling agencies within 15 miles9 HUD-approved housing counseling agencies within 15 miles
Carneys Point’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Salem County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Carneys Point questions
Does Carneys Point have its own down payment program?
Yes, one: Habitat for Humanity of Salem County Homeownership Program, a down-payment assistance (new construction, income limits). It is for homes inside Carneys Point.
Can I use assistance on a condo in Carneys Point?
Carneys Point’s one local program does not list condos as eligible. Habitat for Humanity of Salem County Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Salem County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Salem County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Carneys Point?
HUD-approved housing counseling agencies teach homebuyer classes, and 9 agencies are within 15 miles of Carneys Point. Create a free account and take the 90-second match to see the ones near you.
Nearby in Salem
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.