Habitat for Humanity of Salem County Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Salem County
Buying a home in Pennsville, NJ
1 county program and 19 statewide.Pennsville has no program of its own, 1 across Salem County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Pennsville
No program of Pennsville’s own yet
No program run for Pennsville alone is listed. A home in Pennsville can use Salem County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is Camden, about 28 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SalemAnywhere in Salem County
1 county program1 county program a Pennsville homebuyer can use
The Pennsville marketThe Pennsville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pennsville
- 77.5% single-familysingle-family
- 2.4% townhousetownhouse
- 4.9% 2–4 units2–4 units
- 11.3% 5+ unitscondo & apartment buildings (5+ units)
- 3.9% mobile & othermobile home & other
About condos. Pennsville’s one local program does not list condos as eligible. Habitat for Humanity of Salem County Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pennsville’s homes were built
pre-19401970s2020+
83.1%
of Pennsville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$122,700
County area median income, 4 people (HUD)HUD area median income, Salem County, 4-person household (2026)
$76,032
Pennsville median household incomeMedian household income in Pennsville (Census, 2024)
20 of the 82 programs here set their income limit as a share of Salem County’s area median income, adjusted for household size. See the published limits for Salem County
Free help nearbyFree help near Pennsville
8 HUD-approved counseling agencies within 15 miles8 HUD-approved housing counseling agencies within 15 miles
Pennsville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Salem County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Pennsville questions
Does Pennsville have its own down payment program?
No program run for Pennsville alone is listed. A home in Pennsville can use the 1 program that cover Salem County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Pennsville?
Pennsville’s one local program does not list condos as eligible. Habitat for Humanity of Salem County Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Salem County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Salem County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pennsville?
HUD-approved housing counseling agencies teach homebuyer classes, and 8 agencies are within 15 miles of Pennsville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
08070
Nearby in Salem
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.