Address Yourself Down Payment Assistance (Hudson County)
Assistance grant · Income limits
Down payment assistance · Hudson County
Buying a home in Guttenberg, NJ
1 county program and 19 statewide.Guttenberg has no program of its own, 1 across Hudson County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Guttenberg
No program of Guttenberg’s own yet
No program run for Guttenberg alone is listed. A home in Guttenberg can use Hudson County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is Jersey City, about 6 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HudsonAnywhere in Hudson County
1 county program1 county program a Guttenberg homebuyer can use
1 more program is for homes in Jersey City. See them 1 program in neighboring cities — for homes inside those cities, not Guttenberg
- Jersey City — Golden Neighborhood Homeownership Program
The Guttenberg marketThe Guttenberg housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Guttenberg
- 3.1% single-familysingle-family
- 4.7% townhousetownhouse
- 36.6% 2–4 units2–4 units
- 55.6% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Guttenberg’s homes were built
pre-19401970s2020+
61.7%
of Guttenberg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,100
County area median income, 4 people (HUD)HUD area median income, Hudson County, 4-person household (2026)
$75,683
Guttenberg median household incomeMedian household income in Guttenberg (Census, 2024)
20 of the 82 programs here set their income limit as a share of Hudson County’s area median income, adjusted for household size. See the published limits for Hudson County
Free help nearbyFree help near Guttenberg
51 HUD-approved counseling agencies within 15 miles51 HUD-approved housing counseling agencies within 15 miles
Guttenberg’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Address Yourself Down Payment Assistance (Hudson County) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Guttenberg questions
Does Guttenberg have its own down payment program?
No program run for Guttenberg alone is listed. A home in Guttenberg can use the 1 program that cover Hudson County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Guttenberg?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Hudson County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Hudson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Guttenberg?
HUD-approved housing counseling agencies teach homebuyer classes, and 51 agencies are within 15 miles of Guttenberg. Create a free account and take the 90-second match to see the ones near you.
Nearby in Hudson
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.