Habitat for Humanity of Greater Plainfield & Middlesex County Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Union County
Buying a home in Hillside, NJ
1 county program and 19 statewide.Hillside has no program of its own, 1 across Union County, and 19 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Hillside
No program of Hillside’s own yet
No program run for Hillside alone is listed. A home in Hillside can use Union County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is Irvington, about 2 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in UnionAnywhere in Union County
1 county program1 county program a Hillside homebuyer can use
1 more program is for homes in Plainfield. See them 1 program in neighboring cities — for homes inside those cities, not Hillside
- Plainfield — City of Plainfield Down Payment Assistance Fund
Income limits in Union County
How programs here set their income limits
$138,400
County area median income, 4 people (HUD)HUD area median income, Union County, 4-person household (2026)
20 of the 82 programs here set their income limit as a share of Union County’s area median income, adjusted for household size. See the published limits for Union County
Free help nearbyFree help near Hillside
33 HUD-approved counseling agencies within 15 miles33 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Hillside questions
Does Hillside have its own down payment program?
No program run for Hillside alone is listed. A home in Hillside can use the 1 program that cover Union County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hillside?
Hillside’s one local program does not list condos as eligible. Habitat for Humanity of Greater Plainfield & Middlesex County Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Union County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Union County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hillside?
HUD-approved housing counseling agencies teach homebuyer classes, and 33 agencies are within 15 miles of Hillside. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
07205
Nearby in Union
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.