Somerset County American Dream Downpayment Initiative (ADDI)
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Somerset County
Buying a home in Ten Mile Run, NJ
1 county program and 19 statewide.Ten Mile Run has no program of its own, 1 across Somerset County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Ten Mile Run
No program of Ten Mile Run’s own yet
No program run for Ten Mile Run alone is listed. A home in Ten Mile Run can use Somerset County’s programs below, plus the New Jersey statewide and federal ones.
The closest city that runs its own program is New Brunswick, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SomersetAnywhere in Somerset County
1 county program1 county program a Ten Mile Run homebuyer can use
4 more programs are for homes in Bedminster Township, Bernards Township, Franklin Township and Bedminster. See them 4 programs in neighboring cities — for homes inside those cities, not Ten Mile Run
- Bedminster Township — Bedminster Township Down Payment Assistance Program
- Bernards Township — Bernards Township Down Payment and Closing Cost Assistance Grant
- Franklin Township — Franklin Township Down Payment and/or Closing Cost Affordability Assistance Grant
- Bedminster — Raritan Valley Habitat for Humanity Homeownership Program
The Ten Mile Run marketThe Ten Mile Run housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Ten Mile Run
- 97.6% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 2.4% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. Ten Mile Run’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Ten Mile Run’s homes were built
pre-19401970s2020+
30.3%
of Ten Mile Run homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$154,800
County area median income, 4 people (HUD)HUD area median income, Somerset County, 4-person household (2026)
$162,868
Ten Mile Run median household incomeMedian household income in Ten Mile Run (Census, 2024)
21 of the 82 programs here set their income limit as a share of Somerset County’s area median income, adjusted for household size. See the published limits for Somerset County
Free help nearbyFree help near Ten Mile Run
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Ten Mile Run’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Somerset County American Dream Downpayment Initiative (ADDI) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Ten Mile Run questions
Does Ten Mile Run have its own down payment program?
No program run for Ten Mile Run alone is listed. A home in Ten Mile Run can use the 1 program that cover Somerset County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Ten Mile Run?
Ten Mile Run’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Somerset County?
Each program sets its own. 21 of the programs here set theirs as a share of HUD’s area median income for Somerset County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Ten Mile Run?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Ten Mile Run. Create a free account and take the 90-second match to see the ones near you.
Nearby in Somerset
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.