Down-payment assistance
Habitat for Humanity Northwest New Jersey Homeownership Program
New construction · Income limits · single_family
Down payment assistance · Warren County
Buying a home in Washington, NJ
1 Washington program and 19 statewide.Washington has 1 program of its own, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Washington addresses
Washington’s own program
The Washington marketThe Washington housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Washington
- 55.3% single-familysingle-family
- 12.9% townhousetownhouse
- 13.7% 2–4 units2–4 units
- 18.1% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. Washington’s one local program does not list condos as eligible. Habitat for Humanity Northwest New Jersey Homeownership Program lists single_family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Washington’s homes were built
pre-19401970s2020+
71.1%
of Washington homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$127,900
County area median income, 4 people (HUD)HUD area median income, Warren County, 4-person household (2026)
$81,336
Washington median household incomeMedian household income in Washington (Census, 2024)
20 of the 82 programs here set their income limit as a share of Warren County’s area median income, adjusted for household size. See the published limits for Warren County
Free help nearbyFree help near Washington
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Washington questions
Does Washington have its own down payment program?
Yes, one: Habitat for Humanity Northwest New Jersey Homeownership Program, a down-payment assistance (new construction, income limits). It is for homes inside Washington.
Can I use assistance on a condo in Washington?
Washington’s one local program does not list condos as eligible. Habitat for Humanity Northwest New Jersey Homeownership Program lists single_family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Warren County?
Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Warren County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Washington?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
07882
Nearby in Warren
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.