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Down payment assistance

Buying a home in Woodbine, NJ

19 statewide.

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What’s local to Woodbine

No program run for Woodbine or for Cape May County alone is listed. A home in Woodbine can use the New Jersey statewide and federal programs below.

The closest city that runs its own program is Cape May Court House, about 11 miles away. City programs usually require the home to be inside that city’s limits.

Neighboring cities

1 program for homes in nearby cities

1 more program is for homes in Cape May Court House. See them

The Woodbine market

Kinds of homes here

  • 49.1% single-family
  • 3.6% townhouse
  • 12.3% 2–4 units
  • 9.1% 5+ units
  • 25.9% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

62.1%

of Woodbine homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$115,800
County area median income, 4 people (HUD)
$46,078
Woodbine median household income

See the published limits for Cape May County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across New Jersey and nationwide

81 statewide & federal programs

Woodbine questions

Does Woodbine have its own down payment program?

No program run for Woodbine alone is listed. A home in Woodbine can use the 19 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Woodbine?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Cape May County?

Each program sets its own. 20 of the programs here set theirs as a share of HUD’s area median income for Cape May County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Woodbine?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Woodbine. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

08270

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.