Truckee Meadows Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Washoe County
Buying a home in Reno, NV
1 county program and 15 statewide.Reno has no program of its own, 1 across Washoe County, and 15 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Reno
No program of Reno’s own yet
No program run for Reno alone is listed. A home in Reno can use Washoe County’s programs below, plus the Nevada statewide and federal ones.
The closest city that runs its own program is Las Vegas, about 345 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WashoeAnywhere in Washoe County
1 county program1 county program a Reno homebuyer can use
The Reno marketThe Reno housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Reno
- 50.1% single-familysingle-family
- 5.5% townhousetownhouse
- 8.4% 2–4 units2–4 units
- 32.2% 5+ unitscondo & apartment buildings (5+ units)
- 3.9% mobile & othermobile home & other
About condos. Reno’s one local program does not list condos as eligible. Truckee Meadows Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Reno’s homes were built
pre-19401970s2020+
37.4%
of Reno homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$116,800
County area median income, 4 people (HUD)HUD area median income, Washoe County, 4-person household (2026)
$80,760
Reno median household incomeMedian household income in Reno (Census, 2024)
14 of the 78 programs here set their income limit as a share of Washoe County’s area median income, adjusted for household size. See the published limits for Washoe County
Free help nearbyFree help near Reno
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Reno’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Truckee Meadows Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Nevada and nationwide
77 statewide & federal programs15 statewide programs, plus federal options
Reno questions
Does Reno have its own down payment program?
No program run for Reno alone is listed. A home in Reno can use the 1 program that cover Washoe County and the 15 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Reno?
Reno’s one local program does not list condos as eligible. Truckee Meadows Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Washoe County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Washoe County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Reno?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Reno. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
89501 · 89502 · 89503 · 89504 · 89505 · 89506 · 89507 · 89509 · 89510 · 89511 · 89512 · 89513 · 89515 · 89520 · 89523 · 89533 · 89557 · 89570 · 89595 · 89599
Nearby in Washoe
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.