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Down payment assistance

Buying a home in Celoron, NY

3 statewide.

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What’s local to Celoron

No program run for Celoron or for Chautauqua County alone is listed. A home in Celoron can use the New York statewide and federal programs below.

The closest city that runs its own program is Jamestown, about 3 miles away. City programs usually require the home to be inside that city’s limits.

Neighboring cities

2 programs for homes in nearby cities

2 more programs are for homes in Jamestown and Dunkirk. See them
  • Jamestown — CHRIC / City of Jamestown Down Payment and Closing Cost Assistance Program
  • Dunkirk — CHRIC / City of Dunkirk Down Payment and Closing Cost Assistance Program

The Celoron market

Kinds of homes here

  • 69.4% single-family
  • 1.9% townhouse
  • 17.7% 2–4 units
  • 9.6% 5+ units
  • 1.4% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

93.6%

of Celoron homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$78,900
County area median income, 4 people (HUD)
$51,964
Celoron median household income

See the published limits for Chautauqua County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across New York and nationwide

65 statewide & federal programs

Celoron questions

Does Celoron have its own down payment program?

No program run for Celoron alone is listed. A home in Celoron can use the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Celoron?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Chautauqua County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Chautauqua County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Celoron?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Celoron. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

14720

Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.