Down payment assistance · Chautauqua County
Buying a home in Portland, NY
3 statewide.Portland has no program of its own, and 3 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Portland
No program of Portland’s own yet
No program run for Portland or for Chautauqua County alone is listed. A home in Portland can use the New York statewide and federal programs below.
The closest city that runs its own program is Dunkirk, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
2 programs for homes in nearby cities
2 more programs are for homes in Jamestown and Dunkirk. See them 2 programs in neighboring cities — for homes inside those cities, not Portland
Income limits in Chautauqua County
How programs here set their income limits
9 of the 65 programs here set their income limit as a share of Chautauqua County’s area median income, adjusted for household size. See the published limits for Chautauqua County
Free help nearbyFree help near Portland
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Portland questions
Does Portland have its own down payment program?
No program run for Portland alone is listed. A home in Portland can use the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Portland?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Chautauqua County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Chautauqua County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Portland?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Portland. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
14769
Nearby in Chautauqua
Sources
Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.