Home HeadQuarters Closing Cost Assistance
Deferred second loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Onondaga County
Buying a home in Fairmount, NY
3 county programs and 3 statewide.Fairmount has no program of its own, 3 across Onondaga County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Fairmount
No program of Fairmount’s own yet
No program run for Fairmount alone is listed. A home in Fairmount can use Onondaga County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Auburn, about 18 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in OnondagaAnywhere in Onondaga County
3 county programs3 county programs a Fairmount homebuyer can use
The Fairmount marketThe Fairmount housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Fairmount
- 84.2% single-familysingle-family
- 0.8% townhousetownhouse
- 1.6% 2–4 units2–4 units
- 13.3% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. None of Fairmount’s 3 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Fairmount’s homes were built
pre-19401970s2020+
85.9%
of Fairmount homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,800
County area median income, 4 people (HUD)HUD area median income, Onondaga County, 4-person household (2026)
$84,225
Fairmount median household incomeMedian household income in Fairmount (Census, 2024)
11 of the 68 programs here set their income limit as a share of Onondaga County’s area median income, adjusted for household size. See the published limits for Onondaga County
Free help nearbyFree help near Fairmount
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Fairmount questions
Does Fairmount have its own down payment program?
No program run for Fairmount alone is listed. A home in Fairmount can use the 3 programs that cover Onondaga County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Fairmount?
None of Fairmount’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Onondaga County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Onondaga County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fairmount?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Fairmount. Create a free account and take the 90-second match to see the ones near you.
Nearby in Onondaga
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.