Home HeadQuarters Closing Cost Assistance
Deferred second loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Onondaga County
Buying a home in North Syracuse, NY
3 county programs and 3 statewide.North Syracuse has no program of its own, 3 across Onondaga County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to North Syracuse
No program of North Syracuse’s own yet
No program run for North Syracuse alone is listed. A home in North Syracuse can use Onondaga County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Auburn, about 26 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in OnondagaAnywhere in Onondaga County
3 county programs3 county programs a North Syracuse homebuyer can use
The North Syracuse marketThe North Syracuse housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in North Syracuse
- 67.2% single-familysingle-family
- 6.3% townhousetownhouse
- 5.3% 2–4 units2–4 units
- 20.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
About condos. None of North Syracuse’s 3 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When North Syracuse’s homes were built
pre-19401970s2020+
86.6%
of North Syracuse homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,800
County area median income, 4 people (HUD)HUD area median income, Onondaga County, 4-person household (2026)
$71,026
North Syracuse median household incomeMedian household income in North Syracuse (Census, 2024)
11 of the 68 programs here set their income limit as a share of Onondaga County’s area median income, adjusted for household size. See the published limits for Onondaga County
Free help nearbyFree help near North Syracuse
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
North Syracuse questions
Does North Syracuse have its own down payment program?
No program run for North Syracuse alone is listed. A home in North Syracuse can use the 3 programs that cover Onondaga County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in North Syracuse?
None of North Syracuse’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Onondaga County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Onondaga County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near North Syracuse?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of North Syracuse. Create a free account and take the 90-second match to see the ones near you.
Nearby in Onondaga
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.