Nassau County HOME Down Payment Assistance Program
Forgivable loan · Forgiven over 15 yrs · Income limits
Down payment assistance · Nassau County
Buying a home in Hempstead, NY
1 county program and 3 statewide.Hempstead has no program of its own, 1 across Nassau County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Hempstead
No program of Hempstead’s own yet
No program run for Hempstead alone is listed. A home in Hempstead can use Nassau County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Babylon, about 15 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in NassauAnywhere in Nassau County
1 county program1 county program a Hempstead homebuyer can use
The Hempstead marketThe Hempstead housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hempstead
- 44% single-familysingle-family
- 2.2% townhousetownhouse
- 9.8% 2–4 units2–4 units
- 43.6% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
Condos count. Hempstead’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hempstead’s homes were built
pre-19401970s2020+
84.5%
of Hempstead homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$164,300
County area median income, 4 people (HUD)HUD area median income, Nassau County, 4-person household (2026)
$90,420
Hempstead median household incomeMedian household income in Hempstead (Census, 2024)
10 of the 66 programs here set their income limit as a share of Nassau County’s area median income, adjusted for household size. See the published limits for Nassau County
Free help nearbyFree help near Hempstead
14 HUD-approved counseling agencies within 15 miles14 HUD-approved housing counseling agencies within 15 miles
Hempstead’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Nassau County HOME Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Hempstead questions
Does Hempstead have its own down payment program?
No program run for Hempstead alone is listed. A home in Hempstead can use the 1 program that cover Nassau County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hempstead?
Hempstead’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Nassau County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Nassau County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hempstead?
HUD-approved housing counseling agencies teach homebuyer classes, and 14 agencies are within 15 miles of Hempstead. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
11549 · 11550 · 11551
Nearby in Nassau
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.