Nassau County HOME Down Payment Assistance Program
Forgivable loan · Forgiven over 15 yrs · Income limits
Down payment assistance · Nassau County
Buying a home in North Merrick, NY
1 county program and 3 statewide.North Merrick has no program of its own, 1 across Nassau County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to North Merrick
No program of North Merrick’s own yet
No program run for North Merrick alone is listed. A home in North Merrick can use Nassau County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Babylon, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in NassauAnywhere in Nassau County
1 county program1 county program a North Merrick homebuyer can use
The North Merrick marketThe North Merrick housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in North Merrick
- 96.4% single-familysingle-family
- 2.2% townhousetownhouse
- 0.5% 2–4 units2–4 units
- 0.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. North Merrick’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When North Merrick’s homes were built
pre-19401970s2020+
89.2%
of North Merrick homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$164,300
County area median income, 4 people (HUD)HUD area median income, Nassau County, 4-person household (2026)
$161,554
North Merrick median household incomeMedian household income in North Merrick (Census, 2024)
10 of the 66 programs here set their income limit as a share of Nassau County’s area median income, adjusted for household size. See the published limits for Nassau County
Free help nearbyFree help near North Merrick
11 HUD-approved counseling agencies within 15 miles11 HUD-approved housing counseling agencies within 15 miles
North Merrick’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Nassau County HOME Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
North Merrick questions
Does North Merrick have its own down payment program?
No program run for North Merrick alone is listed. A home in North Merrick can use the 1 program that cover Nassau County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in North Merrick?
North Merrick’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Nassau County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Nassau County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near North Merrick?
HUD-approved housing counseling agencies teach homebuyer classes, and 11 agencies are within 15 miles of North Merrick. Create a free account and take the 90-second match to see the ones near you.
Nearby in Nassau
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.