Down payment assistance · New York County
Buying a home in Manhattan, NY
3 statewide.Manhattan has no program of its own, and 3 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Manhattan
No program of Manhattan’s own yet
No program run for Manhattan or for New York County alone is listed. A home in Manhattan can use the New York statewide and federal programs below.
The closest city that runs its own program is New Rochelle, about 13 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in New York County
How programs here set their income limits
9 of the 65 programs here set their income limit as a share of New York County’s area median income, adjusted for household size. See the published limits for New York County
Free help nearbyFree help near Manhattan
50 HUD-approved counseling agencies within 15 miles50 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Manhattan questions
Does Manhattan have its own down payment program?
No program run for Manhattan alone is listed. A home in Manhattan can use the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Manhattan?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in New York County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for New York County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Manhattan?
HUD-approved housing counseling agencies teach homebuyer classes, and 50 agencies are within 15 miles of Manhattan. Create a free account and take the 90-second match to see the ones near you.
Nearby in New York
Sources
Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.