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Down payment assistance

Buying a home in Mott Haven, NY

3 statewide.

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What’s local to Mott Haven

No program run for Mott Haven or for New York County alone is listed. A home in Mott Haven can use the New York statewide and federal programs below.

The closest city that runs its own program is New Rochelle, about 10 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in New York County

How programs here set their income limits

$104,300
County area median income, 4 people (HUD)

See the published limits for New York County

Free help nearby

45 HUD-approved counseling agencies within 15 miles

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Across New York and nationwide

65 statewide & federal programs

Mott Haven questions

Does Mott Haven have its own down payment program?

No program run for Mott Haven alone is listed. A home in Mott Haven can use the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Mott Haven?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in New York County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for New York County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Mott Haven?

HUD-approved housing counseling agencies teach homebuyer classes, and 45 agencies are within 15 miles of Mott Haven. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.