Down payment assistance · Chautauqua County
Buying a home in Silver Creek, NY
3 statewide.Silver Creek has no program of its own, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Silver Creek
No program of Silver Creek’s own yet
No program run for Silver Creek or for Chautauqua County alone is listed. A home in Silver Creek can use the New York statewide and federal programs below.
The closest city that runs its own program is Dunkirk, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
2 programs for homes in nearby cities
2 more programs are for homes in Jamestown and Dunkirk. See them 2 programs in neighboring cities — for homes inside those cities, not Silver Creek
The Silver Creek marketThe Silver Creek housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Silver Creek
- 63.1% single-familysingle-family
- 0% townhousetownhouse
- 24.9% 2–4 units2–4 units
- 6% 5+ unitscondo & apartment buildings (5+ units)
- 6% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Silver Creek’s homes were built
94.3%
of Silver Creek homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
9 of the 65 programs here set their income limit as a share of Chautauqua County’s area median income, adjusted for household size. See the published limits for Chautauqua County
Free help nearbyFree help near Silver Creek
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Silver Creek questions
Does Silver Creek have its own down payment program?
No program run for Silver Creek alone is listed. A home in Silver Creek can use the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Silver Creek?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Chautauqua County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Chautauqua County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Silver Creek?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Silver Creek. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
14136
Nearby in Chautauqua
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.