Columbiana County CHIP Homeownership / Down Payment Assistance
Forgivable loan · Forgiven over 10 yrs · Income limits
Down payment assistance · Columbiana County
Buying a home in East Palestine, OH
1 county program and 7 statewide.East Palestine has no program of its own, 1 across Columbiana County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to East Palestine
No program of East Palestine’s own yet
No program run for East Palestine alone is listed. A home in East Palestine can use Columbiana County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Youngstown, about 19 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ColumbianaAnywhere in Columbiana County
1 county program1 county program a East Palestine homebuyer can use
The East Palestine marketThe East Palestine housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in East Palestine
- 81.7% single-familysingle-family
- 3.4% townhousetownhouse
- 4.5% 2–4 units2–4 units
- 6% 5+ unitscondo & apartment buildings (5+ units)
- 4.4% mobile & othermobile home & other
Condos count. East Palestine’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When East Palestine’s homes were built
pre-19401970s2020+
79.7%
of East Palestine homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$77,900
County area median income, 4 people (HUD)HUD area median income, Columbiana County, 4-person household (2026)
$49,777
East Palestine median household incomeMedian household income in East Palestine (Census, 2024)
11 of the 70 programs here set their income limit as a share of Columbiana County’s area median income, adjusted for household size. See the published limits for Columbiana County
Free help nearbyFree help near East Palestine
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
East Palestine’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Columbiana County CHIP Homeownership / Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
East Palestine questions
Does East Palestine have its own down payment program?
No program run for East Palestine alone is listed. A home in East Palestine can use the 1 program that cover Columbiana County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in East Palestine?
East Palestine’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Columbiana County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Columbiana County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near East Palestine?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of East Palestine. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
44413
Nearby in Columbiana
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.