Columbiana County CHIP Homeownership / Down Payment Assistance
Forgivable loan · Forgiven over 10 yrs · Income limits
Down payment assistance · Columbiana County
Buying a home in La Croft, OH
1 county program and 7 statewide.La Croft has no program of its own, 1 across Columbiana County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to La Croft
No program of La Croft’s own yet
No program run for La Croft alone is listed. A home in La Croft can use Columbiana County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Youngstown, about 31 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ColumbianaAnywhere in Columbiana County
1 county program1 county program a La Croft homebuyer can use
The La Croft marketThe La Croft housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in La Croft
- 85.2% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 1.8% 5+ unitscondo & apartment buildings (5+ units)
- 13% mobile & othermobile home & other
Condos count. La Croft’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When La Croft’s homes were built
pre-19401970s2020+
87%
of La Croft homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$77,900
County area median income, 4 people (HUD)HUD area median income, Columbiana County, 4-person household (2026)
$50,054
La Croft median household incomeMedian household income in La Croft (Census, 2024)
11 of the 70 programs here set their income limit as a share of Columbiana County’s area median income, adjusted for household size. See the published limits for Columbiana County
Free help nearbyFree help near La Croft
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
La Croft’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Columbiana County CHIP Homeownership / Down Payment Assistance asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
La Croft questions
Does La Croft have its own down payment program?
No program run for La Croft alone is listed. A home in La Croft can use the 1 program that cover Columbiana County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in La Croft?
La Croft’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Columbiana County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Columbiana County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near La Croft?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of La Croft. Create a free account and take the 90-second match to see the ones near you.
Nearby in Columbiana
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.