Habitat for Humanity-Lima Area - Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Allen County
Buying a home in Elida, OH
1 county program and 7 statewide.Elida has no program of its own, 1 across Allen County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Elida
No program of Elida’s own yet
No program run for Elida alone is listed. A home in Elida can use Allen County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Lima, about 6 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AllenAnywhere in Allen County
1 county program1 county program a Elida homebuyer can use
1 more program is for homes in Lima. See them 1 program in neighboring cities — for homes inside those cities, not Elida
- Lima — First Home Lima Down Payment Assistance Program
The Elida marketThe Elida housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Elida
- 93.7% single-familysingle-family
- 0.4% townhousetownhouse
- 6% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. Elida’s one local program does not list condos as eligible. Habitat for Humanity-Lima Area - Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Elida’s homes were built
pre-19401970s2020+
55.1%
of Elida homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$85,700
County area median income, 4 people (HUD)HUD area median income, Allen County, 4-person household (2026)
$81,083
Elida median household incomeMedian household income in Elida (Census, 2024)
10 of the 70 programs here set their income limit as a share of Allen County’s area median income, adjusted for household size. See the published limits for Allen County
Free help nearbyFree help near Elida
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Elida’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity-Lima Area - Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Elida questions
Does Elida have its own down payment program?
No program run for Elida alone is listed. A home in Elida can use the 1 program that cover Allen County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Elida?
Elida’s one local program does not list condos as eligible. Habitat for Humanity-Lima Area - Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Allen County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Allen County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Elida?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Elida. Create a free account and take the 90-second match to see the ones near you.
Nearby in Allen
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.