Habitat for Humanity-Lima Area - Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Allen County
Buying a home in Fort Shawnee, OH
1 county program and 7 statewide.Fort Shawnee has no program of its own, 1 across Allen County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Fort Shawnee
No program of Fort Shawnee’s own yet
No program run for Fort Shawnee alone is listed. A home in Fort Shawnee can use Allen County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Lima, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AllenAnywhere in Allen County
1 county program1 county program a Fort Shawnee homebuyer can use
1 more program is for homes in Lima. See them 1 program in neighboring cities — for homes inside those cities, not Fort Shawnee
- Lima — First Home Lima Down Payment Assistance Program
The Fort Shawnee marketThe Fort Shawnee housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Fort Shawnee
- 81.4% single-familysingle-family
- 2.9% townhousetownhouse
- 5.6% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 10.1% mobile & othermobile home & other
About condos. Fort Shawnee’s one local program does not list condos as eligible. Habitat for Humanity-Lima Area - Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Fort Shawnee’s homes were built
pre-19401970s2020+
67.2%
of Fort Shawnee homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$85,700
County area median income, 4 people (HUD)HUD area median income, Allen County, 4-person household (2026)
$90,491
Fort Shawnee median household incomeMedian household income in Fort Shawnee (Census, 2024)
10 of the 70 programs here set their income limit as a share of Allen County’s area median income, adjusted for household size. See the published limits for Allen County
Free help nearbyFree help near Fort Shawnee
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Fort Shawnee’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity-Lima Area - Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Fort Shawnee questions
Does Fort Shawnee have its own down payment program?
No program run for Fort Shawnee alone is listed. A home in Fort Shawnee can use the 1 program that cover Allen County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Fort Shawnee?
Fort Shawnee’s one local program does not list condos as eligible. Habitat for Humanity-Lima Area - Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Allen County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Allen County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fort Shawnee?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Fort Shawnee. Create a free account and take the 90-second match to see the ones near you.
Nearby in Allen
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.