First mortgage
Habitat for Humanity of Findlay/Hancock County Homeownership Program
New construction · Income limits · Single Family
Down payment assistance · Hancock County
Buying a home in Findlay, OH
1 Findlay program and 7 statewide.Findlay has 1 program of its own, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Findlay addresses
Findlay’s own program
The Findlay marketThe Findlay housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Findlay
- 62.9% single-familysingle-family
- 4.5% townhousetownhouse
- 9.9% 2–4 units2–4 units
- 17.5% 5+ unitscondo & apartment buildings (5+ units)
- 5.3% mobile & othermobile home & other
About condos. Findlay’s one local program does not list condos as eligible. Habitat for Humanity of Findlay/Hancock County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Findlay’s homes were built
pre-19401970s2020+
60.7%
of Findlay homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$105,900
County area median income, 4 people (HUD)HUD area median income, Hancock County, 4-person household (2026)
$61,423
Findlay median household incomeMedian household income in Findlay (Census, 2024)
10 of the 70 programs here set their income limit as a share of Hancock County’s area median income, adjusted for household size. See the published limits for Hancock County
Free help nearbyFree help near Findlay
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Findlay’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Findlay/Hancock County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Findlay questions
Does Findlay have its own down payment program?
Yes, one: Habitat for Humanity of Findlay/Hancock County Homeownership Program, a first mortgage (new construction, income limits). It is for homes inside Findlay.
Can I use assistance on a condo in Findlay?
Findlay’s one local program does not list condos as eligible. Habitat for Humanity of Findlay/Hancock County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Hancock County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Hancock County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Findlay?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
45839 · 45840
Nearby in Hancock
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.