Central Ohio Community Land Trust (COCLT) Homeownership Program
Shared-appreciation loan · New construction · Income limits
Down payment assistance · Franklin County
Buying a home in Hilliard, OH
5 county programs and 7 statewide.Hilliard has no program of its own, 5 across Franklin County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Hilliard
No program of Hilliard’s own yet
No program run for Hilliard alone is listed. A home in Hilliard can use Franklin County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Columbus, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in FranklinAnywhere in Franklin County
5 county programs5 county programs a Hilliard homebuyer can use
- Central Ohio Community Land Trust (COCLT) Homeownership ProgramUp to $50,000
- Homeport Growing Homeownership FundUp to $15,000
- City of Columbus American Dream Downpayment Initiative (ADDI) - NED FundUp to $14,999
- Franklin County Downpayment Assistance ProgramDeferred
- Habitat for Humanity-MidOhio Homeownership ProgramAssistance available
The Hilliard marketThe Hilliard housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hilliard
- 64.2% single-familysingle-family
- 11.5% townhousetownhouse
- 5.8% 2–4 units2–4 units
- 18.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hilliard’s homes were built
pre-19401970s2020+
21.3%
of Hilliard homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$111,500
County area median income, 4 people (HUD)HUD area median income, Franklin County, 4-person household (2026)
$128,189
Hilliard median household incomeMedian household income in Hilliard (Census, 2024)
15 of the 74 programs here set their income limit as a share of Franklin County’s area median income, adjusted for household size. See the published limits for Franklin County
Free help nearbyFree help near Hilliard
6 HUD-approved counseling agencies within 15 miles6 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Hilliard questions
Does Hilliard have its own down payment program?
No program run for Hilliard alone is listed. A home in Hilliard can use the 5 programs that cover Franklin County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hilliard?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Franklin County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Franklin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hilliard?
HUD-approved housing counseling agencies teach homebuyer classes, and 6 agencies are within 15 miles of Hilliard. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
43026
Nearby in Franklin
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.