Central Ohio Community Land Trust (COCLT) Homeownership Program
Shared-appreciation loan · New construction · Income limits
Down payment assistance · Franklin County
Buying a home in Worthington, OH
5 county programs and 7 statewide.Worthington has no program of its own, 5 across Franklin County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Worthington
No program of Worthington’s own yet
No program run for Worthington alone is listed. A home in Worthington can use Franklin County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Columbus, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in FranklinAnywhere in Franklin County
5 county programs5 county programs a Worthington homebuyer can use
- Central Ohio Community Land Trust (COCLT) Homeownership ProgramUp to $50,000
- Homeport Growing Homeownership FundUp to $15,000
- City of Columbus American Dream Downpayment Initiative (ADDI) - NED FundUp to $14,999
- Franklin County Downpayment Assistance ProgramDeferred
- Habitat for Humanity-MidOhio Homeownership ProgramAssistance available
The Worthington marketThe Worthington housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Worthington
- 78.8% single-familysingle-family
- 6.7% townhousetownhouse
- 5% 2–4 units2–4 units
- 9.5% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Worthington’s homes were built
pre-19401970s2020+
83.2%
of Worthington homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$111,500
County area median income, 4 people (HUD)HUD area median income, Franklin County, 4-person household (2026)
$127,382
Worthington median household incomeMedian household income in Worthington (Census, 2024)
15 of the 74 programs here set their income limit as a share of Franklin County’s area median income, adjusted for household size. See the published limits for Franklin County
Free help nearbyFree help near Worthington
7 HUD-approved counseling agencies within 15 miles7 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Worthington questions
Does Worthington have its own down payment program?
No program run for Worthington alone is listed. A home in Worthington can use the 5 programs that cover Franklin County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Worthington?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Franklin County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Franklin County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Worthington?
HUD-approved housing counseling agencies teach homebuyer classes, and 7 agencies are within 15 miles of Worthington. Create a free account and take the 90-second match to see the ones near you.
Nearby in Franklin
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.