Forgivable loan
City of Mansfield Down Payment Assistance Program
Income limits · Single Family
Down payment assistance · Richland County
Buying a home in Mansfield, OH
1 Mansfield program and 7 statewide.Mansfield has 1 program of its own, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Mansfield addresses
Mansfield’s own program
The Mansfield marketThe Mansfield housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mansfield
- 59.3% single-familysingle-family
- 6.5% townhousetownhouse
- 14.6% 2–4 units2–4 units
- 16.3% 5+ unitscondo & apartment buildings (5+ units)
- 3.3% mobile & othermobile home & other
About condos. Mansfield’s one local program does not list condos as eligible. City of Mansfield Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mansfield’s homes were built
pre-19401970s2020+
78.3%
of Mansfield homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,500
County area median income, 4 people (HUD)HUD area median income, Richland County, 4-person household (2026)
$44,540
Mansfield median household incomeMedian household income in Mansfield (Census, 2024)
11 of the 70 programs here set their income limit as a share of Richland County’s area median income, adjusted for household size. See the published limits for Richland County
Free help nearbyFree help near Mansfield
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Mansfield questions
Does Mansfield have its own down payment program?
Yes, one: City of Mansfield Down Payment Assistance Program, a forgivable loan (income limits). It is for homes inside Mansfield.
Can I use assistance on a condo in Mansfield?
Mansfield’s one local program does not list condos as eligible. City of Mansfield Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Richland County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Richland County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mansfield?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
44901 · 44902 · 44903 · 44904 · 44905 · 44906 · 44907 · 44999
Nearby in Richland
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.