Down payment assistance · Richland County
Buying a home in Bellville, OH
7 statewide.Bellville has no program of its own, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Bellville
No program of Bellville’s own yet
No program run for Bellville or for Richland County alone is listed. A home in Bellville can use the Ohio statewide and federal programs below.
The closest city that runs its own program is Mansfield, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Mansfield. See them 1 program in neighboring cities — for homes inside those cities, not Bellville
- Mansfield — City of Mansfield Down Payment Assistance Program
The Bellville marketThe Bellville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bellville
- 71.1% single-familysingle-family
- 8% townhousetownhouse
- 11.3% 2–4 units2–4 units
- 9.6% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bellville’s homes were built
69.1%
of Bellville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
10 of the 69 programs here set their income limit as a share of Richland County’s area median income, adjusted for household size. See the published limits for Richland County
Free help nearbyFree help near Bellville
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Bellville questions
Does Bellville have its own down payment program?
No program run for Bellville alone is listed. A home in Bellville can use the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Bellville?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Richland County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Richland County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bellville?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
44813
Nearby in Richland
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.