Forgivable loan
Clark County / New Carlisle CHIP Homeownership Assistance Program
Income limits · Single Family · Townhouse · Condo
Down payment assistance · Clark County
Buying a home in New Carlisle, OH
1 New Carlisle program, 1 county program and 7 statewide.New Carlisle has 1 program of its own, 1 more across Clark County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for New Carlisle addresses
New Carlisle’s own program
Anywhere in ClarkAnywhere in Clark County
1 county program1 county program a New Carlisle homebuyer can also use
The New Carlisle marketThe New Carlisle housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in New Carlisle
- 80.5% single-familysingle-family
- 3.1% townhousetownhouse
- 13.2% 2–4 units2–4 units
- 3.2% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When New Carlisle’s homes were built
pre-19401970s2020+
89%
of New Carlisle homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$83,700
County area median income, 4 people (HUD)HUD area median income, Clark County, 4-person household (2026)
$64,443
New Carlisle median household incomeMedian household income in New Carlisle (Census, 2024)
12 of the 71 programs here set their income limit as a share of Clark County’s area median income, adjusted for household size. See the published limits for Clark County
Free help nearbyFree help near New Carlisle
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
New Carlisle questions
Does New Carlisle have its own down payment program?
Yes, one: Clark County / New Carlisle CHIP Homeownership Assistance Program, a forgivable loan (income limits). It is for homes inside New Carlisle.
Can I use assistance on a condo in New Carlisle?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Clark County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Clark County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near New Carlisle?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of New Carlisle. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
45344
Nearby in Clark
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.