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Down payment assistance

Buying a home in Yellow Springs, OH

7 statewide.

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What’s local to Yellow Springs

No program run for Yellow Springs or for Greene County alone is listed. A home in Yellow Springs can use the Ohio statewide and federal programs below.

The closest city that runs its own program is Dayton, about 17 miles away. City programs usually require the home to be inside that city’s limits.

The Yellow Springs market

Kinds of homes here

  • 71.7% single-family
  • 3.6% townhouse
  • 16% 2–4 units
  • 8.7% 5+ units
  • 0% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

74.4%

of Yellow Springs homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$103,000
County area median income, 4 people (HUD)
$85,982
Yellow Springs median household income

See the published limits for Greene County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across Ohio and nationwide

69 statewide & federal programs

Yellow Springs questions

Does Yellow Springs have its own down payment program?

No program run for Yellow Springs alone is listed. A home in Yellow Springs can use the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Yellow Springs?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Greene County?

Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Greene County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Yellow Springs?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Yellow Springs. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

45387

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.