Clermont County CHIP Down Payment Assistance (DPA)
Deferred second loan · Income limits
Down payment assistance · Clermont County
Buying a home in New Richmond, OH
1 county program and 7 statewide.New Richmond has no program of its own, 1 across Clermont County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to New Richmond
No program of New Richmond’s own yet
No program run for New Richmond alone is listed. A home in New Richmond can use Clermont County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Cincinnati, about 18 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ClermontAnywhere in Clermont County
1 county program1 county program a New Richmond homebuyer can use
The New Richmond marketThe New Richmond housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in New Richmond
- 69.5% single-familysingle-family
- 2.8% townhousetownhouse
- 7.7% 2–4 units2–4 units
- 16.7% 5+ unitscondo & apartment buildings (5+ units)
- 3.3% mobile & othermobile home & other
About condos. New Richmond’s one local program does not list condos as eligible. Clermont County CHIP Down Payment Assistance (DPA) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When New Richmond’s homes were built
pre-19401970s2020+
42.7%
of New Richmond homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$109,900
County area median income, 4 people (HUD)HUD area median income, Clermont County, 4-person household (2026)
$80,536
New Richmond median household incomeMedian household income in New Richmond (Census, 2024)
11 of the 70 programs here set their income limit as a share of Clermont County’s area median income, adjusted for household size. See the published limits for Clermont County
Free help nearbyFree help near New Richmond
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
New Richmond’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Clermont County CHIP Down Payment Assistance (DPA) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
New Richmond questions
Does New Richmond have its own down payment program?
No program run for New Richmond alone is listed. A home in New Richmond can use the 1 program that cover Clermont County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in New Richmond?
New Richmond’s one local program does not list condos as eligible. Clermont County CHIP Down Payment Assistance (DPA) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Clermont County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Clermont County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near New Richmond?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of New Richmond. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
45157
Nearby in Clermont
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.