Down-payment assistance
Habitat for Humanity of Greater Centre County Homeownership Program
New construction · Income limits · Single Family
Down payment assistance · Centre County
Buying a home in Bellefonte, PA
1 Bellefonte program, 2 county programs and 5 statewide.Bellefonte has 1 program of its own, 2 more across Centre County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Bellefonte addresses
Bellefonte’s own program
Anywhere in CentreAnywhere in Centre County
2 county programs2 county programs a Bellefonte homebuyer can also use
1 more program is for homes in State College. See them 1 program in neighboring cities — for homes inside those cities, not Bellefonte
- State College — State College Borough First-Time Home Buyer Program
The Bellefonte marketThe Bellefonte housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bellefonte
- 51% single-familysingle-family
- 4.1% townhousetownhouse
- 22.8% 2–4 units2–4 units
- 21.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.8% mobile & othermobile home & other
Condos count. 1 of Bellefonte’s 3 local and county programs accept condos. Habitat for Humanity of Greater Centre County Homeownership Program lists single family. Centre County First-Time Home Buyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bellefonte’s homes were built
pre-19401970s2020+
77.2%
of Bellefonte homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$118,300
County area median income, 4 people (HUD)HUD area median income, Centre County, 4-person household (2026)
$62,540
Bellefonte median household incomeMedian household income in Bellefonte (Census, 2024)
12 of the 70 programs here set their income limit as a share of Centre County’s area median income, adjusted for household size. See the published limits for Centre County
Free help nearbyFree help near Bellefonte
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Bellefonte questions
Does Bellefonte have its own down payment program?
Yes, one: Habitat for Humanity of Greater Centre County Homeownership Program, a down-payment assistance (new construction, income limits). It is for homes inside Bellefonte.
Can I use assistance on a condo in Bellefonte?
1 of Bellefonte’s 3 local and county programs accept condos. Habitat for Humanity of Greater Centre County Homeownership Program lists single family. Centre County First-Time Home Buyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Centre County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Centre County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bellefonte?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Bellefonte. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
16823
Nearby in Centre
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.