Delaware County Homeownership First Program
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Delaware County
Buying a home in Folsom, PA
2 county programs and 5 statewide.Folsom has no program of its own, 2 across Delaware County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Folsom
No program of Folsom’s own yet
No program run for Folsom alone is listed. A home in Folsom can use Delaware County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Chester, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in DelawareAnywhere in Delaware County
2 county programs2 county programs a Folsom homebuyer can use
2 more programs are for homes in Upper Darby and Chester. See them 2 programs in neighboring cities — for homes inside those cities, not Folsom
- Upper Darby — Upper Darby Township First Time Homebuyer Program
- Chester — Homebuyers Assistance Program (HAP)
The Folsom marketThe Folsom housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Folsom
- 56.4% single-familysingle-family
- 26.8% townhousetownhouse
- 6.8% 2–4 units2–4 units
- 8.7% 5+ unitscondo & apartment buildings (5+ units)
- 1.3% mobile & othermobile home & other
Condos count. All 2 of Folsom’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Folsom’s homes were built
pre-19401970s2020+
86.9%
of Folsom homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$122,700
County area median income, 4 people (HUD)HUD area median income, Delaware County, 4-person household (2026)
$113,064
Folsom median household incomeMedian household income in Folsom (Census, 2024)
11 of the 69 programs here set their income limit as a share of Delaware County’s area median income, adjusted for household size. See the published limits for Delaware County
Free help nearbyFree help near Folsom
37 HUD-approved counseling agencies within 15 miles37 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Folsom questions
Does Folsom have its own down payment program?
No program run for Folsom alone is listed. A home in Folsom can use the 2 programs that cover Delaware County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Folsom?
All 2 of Folsom’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Delaware County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Delaware County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Folsom?
HUD-approved housing counseling agencies teach homebuyer classes, and 37 agencies are within 15 miles of Folsom. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
19033
Nearby in Delaware
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.