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Down payment assistance

Buying a home in Jim Thorpe, PA

5 statewide.

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What’s local to Jim Thorpe

No program run for Jim Thorpe or for Carbon County alone is listed. A home in Jim Thorpe can use the Pennsylvania statewide and federal programs below.

The closest city that runs its own program is Bethlehem, about 26 miles away. City programs usually require the home to be inside that city’s limits.

The Jim Thorpe market

Kinds of homes here

  • 63.1% single-family
  • 27.4% townhouse
  • 5.9% 2–4 units
  • 1.6% 5+ units
  • 2% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

82.1%

of Jim Thorpe homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$104,400
County area median income, 4 people (HUD)
$72,904
Jim Thorpe median household income

See the published limits for Carbon County

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Across Pennsylvania and nationwide

67 statewide & federal programs

Jim Thorpe questions

Does Jim Thorpe have its own down payment program?

No program run for Jim Thorpe alone is listed. A home in Jim Thorpe can use the 5 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Jim Thorpe?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Carbon County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Carbon County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Jim Thorpe?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

18229

Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.