FHA Closing Cost Assistance Loan Program
Assistance grant · New construction · Income limits
Down payment assistance · Berks County
Buying a home in Montrose, PA
3 county programs and 5 statewide.Montrose has no program of its own, 3 across Berks County, and 5 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Montrose
No program of Montrose’s own yet
No program run for Montrose alone is listed. A home in Montrose can use Berks County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Norristown, about 36 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BerksAnywhere in Berks County
3 county programs3 county programs a Montrose homebuyer can use
Income limits in Berks County
How programs here set their income limits
$102,100
County area median income, 4 people (HUD)HUD area median income, Berks County, 4-person household (2026)
12 of the 70 programs here set their income limit as a share of Berks County’s area median income, adjusted for household size. See the published limits for Berks County
Free help nearbyFree help near Montrose
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Montrose questions
Does Montrose have its own down payment program?
No program run for Montrose alone is listed. A home in Montrose can use the 3 programs that cover Berks County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Montrose?
All 3 of Montrose’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Berks County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Berks County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Montrose?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Montrose. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
18801
Nearby in Berks
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.