Growing Homeowners Initiative (Luzerne County)
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Luzerne County
Buying a home in Nescopeck, PA
3 county programs and 5 statewide.Nescopeck has no program of its own, 3 across Luzerne County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Nescopeck
No program of Nescopeck’s own yet
No program run for Nescopeck alone is listed. A home in Nescopeck can use Luzerne County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Scranton, about 38 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in LuzerneAnywhere in Luzerne County
3 county programs3 county programs a Nescopeck homebuyer can use
The Nescopeck marketThe Nescopeck housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Nescopeck
- 65.5% single-familysingle-family
- 6% townhousetownhouse
- 24.1% 2–4 units2–4 units
- 2.4% 5+ unitscondo & apartment buildings (5+ units)
- 2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Nescopeck’s homes were built
pre-19401970s2020+
85.7%
of Nescopeck homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,400
County area median income, 4 people (HUD)HUD area median income, Luzerne County, 4-person household (2026)
$62,833
Nescopeck median household incomeMedian household income in Nescopeck (Census, 2024)
11 of the 70 programs here set their income limit as a share of Luzerne County’s area median income, adjusted for household size. See the published limits for Luzerne County
Free help nearbyFree help near Nescopeck
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Nescopeck questions
Does Nescopeck have its own down payment program?
No program run for Nescopeck alone is listed. A home in Nescopeck can use the 3 programs that cover Luzerne County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Nescopeck?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Luzerne County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Luzerne County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Nescopeck?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
18635
Nearby in Luzerne
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.