Greater Erie Area Habitat for Humanity Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Erie County
Buying a home in North East, PA
1 county program and 5 statewide.North East has no program of its own, 1 across Erie County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to North East
No program of North East’s own yet
No program run for North East alone is listed. A home in North East can use Erie County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Erie, about 14 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ErieAnywhere in Erie County
1 county program1 county program a North East homebuyer can use
The North East marketThe North East housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in North East
- 60.3% single-familysingle-family
- 1.2% townhousetownhouse
- 29.7% 2–4 units2–4 units
- 8.8% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. North East’s one local program does not list condos as eligible. Greater Erie Area Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When North East’s homes were built
pre-19401970s2020+
85.8%
of North East homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$88,600
County area median income, 4 people (HUD)HUD area median income, Erie County, 4-person household (2026)
$68,828
North East median household incomeMedian household income in North East (Census, 2024)
9 of the 68 programs here set their income limit as a share of Erie County’s area median income, adjusted for household size. See the published limits for Erie County
Free help nearbyFree help near North East
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
North East’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Greater Erie Area Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
North East questions
Does North East have its own down payment program?
No program run for North East alone is listed. A home in North East can use the 1 program that cover Erie County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in North East?
North East’s one local program does not list condos as eligible. Greater Erie Area Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Erie County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Erie County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near North East?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of North East. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
16428
Nearby in Erie
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.