Centre County First-Time Home Buyer Program
Deferred second loan · Income limits
Down payment assistance · Centre County
Buying a home in Osceola Mills, PA
3 county programs and 5 statewide.Osceola Mills has no program of its own, 3 across Centre County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Osceola Mills
No program of Osceola Mills’s own yet
No program run for Osceola Mills alone is listed. A home in Osceola Mills can use Centre County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is State College, about 22 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CentreAnywhere in Centre County
3 county programs3 county programs a Osceola Mills homebuyer can use
1 more program is for homes in State College. See them 1 program in neighboring cities — for homes inside those cities, not Osceola Mills
- State College — State College Borough First-Time Home Buyer Program
The Osceola Mills marketThe Osceola Mills housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Osceola Mills
- 81.8% single-familysingle-family
- 0% townhousetownhouse
- 10% 2–4 units2–4 units
- 4.8% 5+ unitscondo & apartment buildings (5+ units)
- 3.3% mobile & othermobile home & other
Condos count. 1 of Osceola Mills’s 3 local and county programs accept condos. Centre County First-Time Home Buyer Program lists single family. Habitat for Humanity of Greater Centre County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Osceola Mills’s homes were built
pre-19401970s2020+
91.2%
of Osceola Mills homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$118,300
County area median income, 4 people (HUD)HUD area median income, Centre County, 4-person household (2026)
$67,656
Osceola Mills median household incomeMedian household income in Osceola Mills (Census, 2024)
12 of the 70 programs here set their income limit as a share of Centre County’s area median income, adjusted for household size. See the published limits for Centre County
Free help nearbyFree help near Osceola Mills
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Osceola Mills questions
Does Osceola Mills have its own down payment program?
No program run for Osceola Mills alone is listed. A home in Osceola Mills can use the 3 programs that cover Centre County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Osceola Mills?
1 of Osceola Mills’s 3 local and county programs accept condos. Centre County First-Time Home Buyer Program lists single family. Habitat for Humanity of Greater Centre County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Centre County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Centre County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Osceola Mills?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
16666
Nearby in Centre
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.