Chester County First Time Homebuyer Program
Deferred second loan · New construction · Income limits
Down payment assistance · Chester County
Buying a home in Paoli, PA
3 county programs and 5 statewide.Paoli has no program of its own, 3 across Chester County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Paoli
No program of Paoli’s own yet
No program run for Paoli alone is listed. A home in Paoli can use Chester County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Norristown, about 9 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in ChesterAnywhere in Chester County
3 county programs3 county programs a Paoli homebuyer can use
The Paoli marketThe Paoli housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Paoli
- 55.6% single-familysingle-family
- 22% townhousetownhouse
- 4.5% 2–4 units2–4 units
- 17.9% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. 2 of Paoli’s 3 local and county programs accept condos. Habitat for Humanity of Chester County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Paoli’s homes were built
pre-19401970s2020+
59.4%
of Paoli homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$122,700
County area median income, 4 people (HUD)HUD area median income, Chester County, 4-person household (2026)
$138,396
Paoli median household incomeMedian household income in Paoli (Census, 2024)
12 of the 70 programs here set their income limit as a share of Chester County’s area median income, adjusted for household size. See the published limits for Chester County
Free help nearbyFree help near Paoli
9 HUD-approved counseling agencies within 15 miles9 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Paoli questions
Does Paoli have its own down payment program?
No program run for Paoli alone is listed. A home in Paoli can use the 3 programs that cover Chester County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Paoli?
2 of Paoli’s 3 local and county programs accept condos. Habitat for Humanity of Chester County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Chester County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Chester County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Paoli?
HUD-approved housing counseling agencies teach homebuyer classes, and 9 agencies are within 15 miles of Paoli. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
19301
Nearby in Chester
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.