FHA Closing Cost Assistance Loan Program
Assistance grant · New construction · Income limits
Down payment assistance · Berks County
Buying a home in Stony Creek Mills, PA
3 county programs and 5 statewide.Stony Creek Mills has no program of its own, 3 across Berks County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Stony Creek Mills
No program of Stony Creek Mills’s own yet
No program run for Stony Creek Mills alone is listed. A home in Stony Creek Mills can use Berks County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Norristown, about 32 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in BerksAnywhere in Berks County
3 county programs3 county programs a Stony Creek Mills homebuyer can use
The Stony Creek Mills marketThe Stony Creek Mills housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Stony Creek Mills
- 66.3% single-familysingle-family
- 27.8% townhousetownhouse
- 3.8% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 2% mobile & othermobile home & other
Condos count. All 3 of Stony Creek Mills’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Stony Creek Mills’s homes were built
pre-19401970s2020+
60.2%
of Stony Creek Mills homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$102,100
County area median income, 4 people (HUD)HUD area median income, Berks County, 4-person household (2026)
$60,833
Stony Creek Mills median household incomeMedian household income in Stony Creek Mills (Census, 2024)
12 of the 70 programs here set their income limit as a share of Berks County’s area median income, adjusted for household size. See the published limits for Berks County
Free help nearbyFree help near Stony Creek Mills
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Stony Creek Mills questions
Does Stony Creek Mills have its own down payment program?
No program run for Stony Creek Mills alone is listed. A home in Stony Creek Mills can use the 3 programs that cover Berks County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Stony Creek Mills?
All 3 of Stony Creek Mills’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Berks County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Berks County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Stony Creek Mills?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Stony Creek Mills. Create a free account and take the 90-second match to see the ones near you.
Nearby in Berks
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.