Forgivable loan
Monroe County First-Time Homebuyer Program
First-time homebuyers · Income limits · Single Family
Down payment assistance · Monroe County
Buying a home in Stroudsburg, PA
1 Stroudsburg program, 1 county program and 5 statewide.Stroudsburg has 1 program of its own, 1 more across Monroe County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Stroudsburg addresses
Stroudsburg’s own program
Anywhere in MonroeAnywhere in Monroe County
1 county program1 county program a Stroudsburg homebuyer can also use
The Stroudsburg marketThe Stroudsburg housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Stroudsburg
- 36.9% single-familysingle-family
- 17.4% townhousetownhouse
- 26.7% 2–4 units2–4 units
- 19% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. 1 of Stroudsburg’s 2 local and county programs accept condos. Monroe County First-Time Homebuyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Stroudsburg’s homes were built
pre-19401970s2020+
78.3%
of Stroudsburg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$94,900
County area median income, 4 people (HUD)HUD area median income, Monroe County, 4-person household (2026)
$66,674
Stroudsburg median household incomeMedian household income in Stroudsburg (Census, 2024)
11 of the 69 programs here set their income limit as a share of Monroe County’s area median income, adjusted for household size. See the published limits for Monroe County
Free help nearbyFree help near Stroudsburg
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Stroudsburg questions
Does Stroudsburg have its own down payment program?
Yes, one: Monroe County First-Time Homebuyer Program, a forgivable loan for first-time homebuyers (forgiven over 10 yrs, income limits). It is for homes inside Stroudsburg.
Can I use assistance on a condo in Stroudsburg?
1 of Stroudsburg’s 2 local and county programs accept condos. Monroe County First-Time Homebuyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Monroe County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Monroe County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Stroudsburg?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Stroudsburg. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
18360
Nearby in Monroe
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.