Lackawanna County Homebuyer Program
Deferred second loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Lackawanna County
Buying a home in Throop, PA
1 county program and 5 statewide.Throop has no program of its own, 1 across Lackawanna County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Throop
No program of Throop’s own yet
No program run for Throop alone is listed. A home in Throop can use Lackawanna County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Scranton, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in LackawannaAnywhere in Lackawanna County
1 county program1 county program a Throop homebuyer can use
3 more programs are for homes in Carbondale and Scranton. See them 3 programs in neighboring cities — for homes inside those cities, not Throop
- Carbondale — City of Carbondale Homebuyer Program
- Scranton — City of Scranton Homebuyer Program
- Scranton — First Time Homebuyer program
The Throop marketThe Throop housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Throop
- 76.2% single-familysingle-family
- 5.4% townhousetownhouse
- 12% 2–4 units2–4 units
- 6% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
Condos count. Throop’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Throop’s homes were built
pre-19401970s2020+
83.7%
of Throop homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$92,400
County area median income, 4 people (HUD)HUD area median income, Lackawanna County, 4-person household (2026)
$57,462
Throop median household incomeMedian household income in Throop (Census, 2024)
10 of the 68 programs here set their income limit as a share of Lackawanna County’s area median income, adjusted for household size. See the published limits for Lackawanna County
Free help nearbyFree help near Throop
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Throop’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Lackawanna County Homebuyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Throop questions
Does Throop have its own down payment program?
No program run for Throop alone is listed. A home in Throop can use the 1 program that cover Lackawanna County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Throop?
Throop’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lackawanna County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Lackawanna County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Throop?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Throop. Create a free account and take the 90-second match to see the ones near you.
Nearby in Lackawanna
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.