Deferred second loan
City of Williamsport Homebuyer Assistance GAP Financing Program
Income limits · Single Family
Down payment assistance · Lycoming County
Buying a home in Williamsport, PA
1 Williamsport program and 5 statewide.Williamsport has 1 program of its own, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Williamsport addresses
Williamsport’s own program
The Williamsport marketThe Williamsport housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Williamsport
- 44.3% single-familysingle-family
- 14.7% townhousetownhouse
- 18.2% 2–4 units2–4 units
- 22.6% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
About condos. Williamsport’s one local program does not list condos as eligible. City of Williamsport Homebuyer Assistance GAP Financing Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Williamsport’s homes were built
pre-19401970s2020+
83.8%
of Williamsport homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$85,200
County area median income, 4 people (HUD)HUD area median income, Lycoming County, 4-person household (2026)
$48,851
Williamsport median household incomeMedian household income in Williamsport (Census, 2024)
9 of the 68 programs here set their income limit as a share of Lycoming County’s area median income, adjusted for household size. See the published limits for Lycoming County
Free help nearbyFree help near Williamsport
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Williamsport’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.City of Williamsport Homebuyer Assistance GAP Financing Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Williamsport questions
Does Williamsport have its own down payment program?
Yes, one: City of Williamsport Homebuyer Assistance GAP Financing Program, a deferred second loan (income limits). It is for homes inside Williamsport.
Can I use assistance on a condo in Williamsport?
Williamsport’s one local program does not list condos as eligible. City of Williamsport Homebuyer Assistance GAP Financing Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lycoming County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Lycoming County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Williamsport?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
17701 · 17702 · 17703 · 17705
Nearby in Lycoming
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.