Forgivable loan
City of York Homebuyer Grant Program
First-time homebuyers · Income limits · Single Family · Manufactured
Down payment assistance · York County
Buying a home in York, PA
2 York programs, 1 county program and 5 statewide.York has 2 programs of its own, 1 more across York County, and 5 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for York addresses
York’s own programs
Forgivable loan
York City Homebuyer Assistance Program (HOME)
First-time homebuyers · Income limits · Single Family · Manufactured
Anywhere in YorkAnywhere in York County
1 county program1 county program a York homebuyer can also use
The York marketThe York housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in York
- 22.1% single-familysingle-family
- 40.2% townhousetownhouse
- 22.1% 2–4 units2–4 units
- 15.2% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
About condos. None of York’s 3 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When York’s homes were built
pre-19401970s2020+
85.7%
of York homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$105,900
County area median income, 4 people (HUD)HUD area median income, York County, 4-person household (2026)
$48,420
York median household incomeMedian household income in York (Census, 2024)
10 of the 70 programs here set their income limit as a share of York County’s area median income, adjusted for household size. See the published limits for York County
Free help nearbyFree help near York
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
York questions
Does York have its own down payment program?
Yes, 2: City of York Homebuyer Grant Program and York City Homebuyer Assistance Program (HOME). Each is for homes inside York.
Can I use assistance on a condo in York?
None of York’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in York County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for York County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near York?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of York. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
17401 · 17402 · 17403 · 17404 · 17405 · 17406 · 17407 · 17415
Nearby in York
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.