Northampton County First-Time Homebuyer Program
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Northampton County
Buying a home in Youngsville, PA
1 county program and 5 statewide.Youngsville has no program of its own, 1 across Northampton County, and 5 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Youngsville
No program of Youngsville’s own yet
No program run for Youngsville alone is listed. A home in Youngsville can use Northampton County’s programs below, plus the Pennsylvania statewide and federal ones.
The closest city that runs its own program is Bethlehem, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in NorthamptonAnywhere in Northampton County
1 county program1 county program a Youngsville homebuyer can use
1 more program is for homes in Bethlehem. See them 1 program in neighboring cities — for homes inside those cities, not Youngsville
- Bethlehem — Bethlehem Homebuyer Assistance Program (BHAP)
Income limits in Northampton County
How programs here set their income limits
$104,400
County area median income, 4 people (HUD)HUD area median income, Northampton County, 4-person household (2026)
10 of the 68 programs here set their income limit as a share of Northampton County’s area median income, adjusted for household size. See the published limits for Northampton County
Free help nearbyFree help near Youngsville
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Youngsville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Northampton County First-Time Homebuyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Pennsylvania and nationwide
67 statewide & federal programs5 statewide programs, plus federal options
Youngsville questions
Does Youngsville have its own down payment program?
No program run for Youngsville alone is listed. A home in Youngsville can use the 1 program that cover Northampton County and the 5 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Youngsville?
Youngsville’s one local program does not list condos as eligible. Northampton County First-Time Homebuyer Program lists single family and 2-4 unit. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Northampton County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Northampton County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Youngsville?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Youngsville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
16371
Nearby in Northampton
Sources
Sources: agency sites (July–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.