Down payment assistance · Lauderdale County
Buying a home in Central, TN
11 statewide.Central has no program of its own, and 11 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Central
No program of Central’s own yet
No program run for Central or for Lauderdale County alone is listed. A home in Central can use the Tennessee statewide and federal programs below.
The closest city that runs its own program is Memphis, about 54 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in Lauderdale County
How programs here set their income limits
13 of the 73 programs here set their income limit as a share of Lauderdale County’s area median income, adjusted for household size. See the published limits for Lauderdale County
Free help nearbyFree help near Central
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Tennessee and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Central questions
Does Central have its own down payment program?
No program run for Central alone is listed. A home in Central can use the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Central?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Lauderdale County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Lauderdale County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Central?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Lauderdale
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.