Deferred second loan
City of Alexandria Employee Homeownership Incentive Program (EHIP)
New construction · Income limits · Single Family · Townhouse · Condo
Down payment assistance · Alexandria County
Buying a home in Alexandria, VA
2 Alexandria programs and 8 statewide.Alexandria has 2 programs of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Alexandria’s own programs
Deferred second loan
Flexible Homeownership Assistance Program (FHAP)
First-time homebuyers · New construction · Income limits · Single-family detached · Townhouse · Condominium
The Alexandria marketThe Alexandria housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Alexandria
- 13.9% single-familysingle-family
- 20.8% townhousetownhouse
- 4.3% 2–4 units2–4 units
- 60.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.1% mobile & othermobile home & other
Condos count. All 2 of Alexandria’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Alexandria’s homes were built
pre-19401970s2020+
59.8%
of Alexandria homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$119,681
Alexandria median household incomeMedian household income in Alexandria (Census, 2024)
Programs that publish an income limit usually set it as a share of Alexandria County’s area median income, adjusted for household size. See the published limits for Alexandria County
Free help nearbyFree help near Alexandria
35 HUD-approved counseling agencies within 15 miles35 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Alexandria questions
Does Alexandria have its own down payment program?
Yes, 2: City of Alexandria Employee Homeownership Incentive Program (EHIP) and Flexible Homeownership Assistance Program (FHAP). Each is for homes inside Alexandria.
Can I use assistance on a condo in Alexandria?
All 2 of Alexandria’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Alexandria County?
Each program sets its own. Most published limits are a share of HUD’s area median income for Alexandria County, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Alexandria?
HUD-approved housing counseling agencies teach homebuyer classes, and 35 agencies are within 15 miles of Alexandria. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
22301 · 22302 · 22303 · 22304 · 22305 · 22306 · 22307 · 22308 · 22309 · 22310 · 22311 · 22312 · 22313 · 22314 · 22315 · 22320 · 22321 · 22331 · 22332 · 22333 · 22334 · 22336
Nearby in Alexandria
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.