Down-payment assistance
Arlington County Affordable Dwelling Units (ADU) Homeownership Program
First-time homebuyers · New construction · Income limits · Condo · Townhouse
Down payment assistance · Arlington County
Buying a home in Arlington, VA
2 Arlington programs and 8 statewide.Arlington has 2 programs of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Arlington addresses
Arlington’s own programs
Shared-appreciation loan
Moderate Income Purchase Assistance Program (MIPAP)
First-time homebuyers · New construction · Income limits · Single-family detached · Townhouse · Condominium
The Arlington marketThe Arlington housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Arlington
- 24.8% single-familysingle-family
- 8.9% townhousetownhouse
- 4.6% 2–4 units2–4 units
- 61.5% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
Condos count. All 2 of Arlington’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Arlington’s homes were built
pre-19401970s2020+
53%
of Arlington homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
County area median income, 4 people (HUD)HUD area median income, Arlington County, 4-person household (2026)
$142,114
Arlington median household incomeMedian household income in Arlington (Census, 2024)
16 of the 72 programs here set their income limit as a share of Arlington County’s area median income, adjusted for household size. See the published limits for Arlington County
Free help nearbyFree help near Arlington
38 HUD-approved counseling agencies within 15 miles38 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Arlington questions
Does Arlington have its own down payment program?
Yes, 2: Arlington County Affordable Dwelling Units (ADU) Homeownership Program and Moderate Income Purchase Assistance Program (MIPAP). Each is for homes inside Arlington.
Can I use assistance on a condo in Arlington?
All 2 of Arlington’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Arlington County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Arlington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Arlington?
HUD-approved housing counseling agencies teach homebuyer classes, and 38 agencies are within 15 miles of Arlington. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
22201 · 22202 · 22203 · 22204 · 22205 · 22206 · 22207 · 22209 · 22210 · 22212 · 22213 · 22214 · 22215 · 22216 · 22217 · 22218 · 22219 · 22222 · 22223 · 22225 · 22226 · 22227 · 22229 · 22230 · 22234 · 22240 · 22241 · 22242 · 22243 · 22244 · 22245 · 22246
Nearby in Arlington
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.