Henrico County Employee Home Purchase Assistance Program (EHPAP)
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Henrico County
Buying a home in Dumbarton, VA
2 county programs and 8 statewide.Dumbarton has no program of its own, 2 across Henrico County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Dumbarton
No program of Dumbarton’s own yet
No program run for Dumbarton alone is listed. A home in Dumbarton can use Henrico County’s programs below, plus the Virginia statewide and federal ones.
The closest city that runs its own program is Richmond, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HenricoAnywhere in Henrico County
2 county programs2 county programs a Dumbarton homebuyer can use
The Dumbarton marketThe Dumbarton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Dumbarton
- 24.5% single-familysingle-family
- 20.9% townhousetownhouse
- 10.3% 2–4 units2–4 units
- 44.3% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Dumbarton’s homes were built
pre-19401970s2020+
63%
of Dumbarton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$113,500
County area median income, 4 people (HUD)HUD area median income, Henrico County, 4-person household (2026)
$60,169
Dumbarton median household incomeMedian household income in Dumbarton (Census, 2024)
15 of the 72 programs here set their income limit as a share of Henrico County’s area median income, adjusted for household size. See the published limits for Henrico County
Free help nearbyFree help near Dumbarton
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Dumbarton questions
Does Dumbarton have its own down payment program?
No program run for Dumbarton alone is listed. A home in Dumbarton can use the 2 programs that cover Henrico County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Dumbarton?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Henrico County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Henrico County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Dumbarton?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Dumbarton. Create a free account and take the 90-second match to see the ones near you.
Nearby in Henrico
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.