Henrico County Employee Home Purchase Assistance Program (EHPAP)
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Henrico County
Buying a home in Short Pump, VA
2 county programs and 8 statewide.Short Pump has no program of its own, 2 across Henrico County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Short Pump
No program of Short Pump’s own yet
No program run for Short Pump alone is listed. A home in Short Pump can use Henrico County’s programs below, plus the Virginia statewide and federal ones.
The closest city that runs its own program is Richmond, about 11 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HenricoAnywhere in Henrico County
2 county programs2 county programs a Short Pump homebuyer can use
The Short Pump marketThe Short Pump housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Short Pump
- 48.2% single-familysingle-family
- 15.1% townhousetownhouse
- 2.2% 2–4 units2–4 units
- 34% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Short Pump’s homes were built
pre-19401970s2020+
4.4%
of Short Pump homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$113,500
County area median income, 4 people (HUD)HUD area median income, Henrico County, 4-person household (2026)
$138,845
Short Pump median household incomeMedian household income in Short Pump (Census, 2024)
15 of the 72 programs here set their income limit as a share of Henrico County’s area median income, adjusted for household size. See the published limits for Henrico County
Free help nearbyFree help near Short Pump
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Short Pump questions
Does Short Pump have its own down payment program?
No program run for Short Pump alone is listed. A home in Short Pump can use the 2 programs that cover Henrico County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Short Pump?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Henrico County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Henrico County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Short Pump?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Short Pump. Create a free account and take the 90-second match to see the ones near you.
Nearby in Henrico
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.