Albemarle County Homebuyer Assistance Program (ACHAP)
Deferred second loan · Income limits
Down payment assistance · Albemarle County
Buying a home in Hollymead, VA
1 county program and 8 statewide.Hollymead has no program of its own, 1 across Albemarle County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Hollymead
No program of Hollymead’s own yet
No program run for Hollymead alone is listed. A home in Hollymead can use Albemarle County’s programs below, plus the Virginia statewide and federal ones.
The closest city that runs its own program is Harrisonburg, about 33 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AlbemarleAnywhere in Albemarle County
1 county program1 county program a Hollymead homebuyer can use
The Hollymead marketThe Hollymead housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hollymead
- 62.2% single-familysingle-family
- 21.5% townhousetownhouse
- 2.6% 2–4 units2–4 units
- 8.1% 5+ unitscondo & apartment buildings (5+ units)
- 5.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hollymead’s homes were built
pre-19401970s2020+
10.8%
of Hollymead homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$139,800
County area median income, 4 people (HUD)HUD area median income, Albemarle County, 4-person household (2026)
$118,250
Hollymead median household incomeMedian household income in Hollymead (Census, 2024)
15 of the 71 programs here set their income limit as a share of Albemarle County’s area median income, adjusted for household size. See the published limits for Albemarle County
Free help nearbyFree help near Hollymead
4 HUD-approved counseling agencies within 15 miles4 HUD-approved housing counseling agencies within 15 miles
Hollymead’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Albemarle County Homebuyer Assistance Program (ACHAP) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Hollymead questions
Does Hollymead have its own down payment program?
No program run for Hollymead alone is listed. A home in Hollymead can use the 1 program that cover Albemarle County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hollymead?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Albemarle County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Albemarle County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hollymead?
HUD-approved housing counseling agencies teach homebuyer classes, and 4 agencies are within 15 miles of Hollymead. Create a free account and take the 90-second match to see the ones near you.
Nearby in Albemarle
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.